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More than 77,000* homes have been bought under the Government’s Help to Buy scheme . Of these, 83%* have been purchased by first-time buyers (94% outside of London) although the scheme is also available to existing homeowners wanting to move up the property ladder.
*Government published figures up to 31 December 2014 and includes all of the Help to Buy Schemes (Equity Loan, Mortgage Guarantee and NewBuy).
The basics of all the Help to Buy schemes are the same
Help to Buy: Equity Loan is the English scheme for new-build homes and versions of it are available in Wales and Scotland. The basics of all the schemes are the same but there are some important differences too.
All the schemes aim to help you buy a new-build home that is affordable both in terms of the deposit you have available and the ongoing mortgage payments in relation to your income.
The basics of all the schemes are:
More details on Help to Buy : Equity Loan in England…
Find out more here
> Details of the Help to Buy (Scotland) scheme
> Details of the Help to Buy – Wales scheme
> TheNorthern Ireland Housing Executive offers similar schemes, details here
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